Sunday, June 8, 2014

Smart Money Smart Kids: Raising the Next Generation to Win with Money, by Dave Ramsey and Rachel Cruze

From the Publisher:

In Smart Money Smart Kids, financial expert and best-selling author Dave Ramsey and his daughter Rachel Cruze equip parents to teach their children how to win with money. Starting with the basics like working, spending, saving, and giving, and moving into more challenging issues like avoiding debt for life, paying cash for college, and battling discontentment, Dave and Rachel present a no-nonsense, common-sense approach for changing your family tree.

My Review:

I have loosely followed the Dave Ramsey plan since I got my first "real" job and started budgeting and recently heard he and Rachel discussing this book on one of the radio stations I listen to. Naturally, when I saw it offered through BookLook, I had to have it.

This book is excellent. It offers practical, age appropriate advice on how to raise your kids to be smart with money, starting at a very young age (3ish?) and into adulthood. It covers things like buying your first car, saving for college, paying for a wedding, etc. I wish my parents would have had this book when I was born!! Maybe then I wouldn't be paying off student loans!

Not only is the content great, but it's written in a format that is almost conversational. Dave and Rachel both tell stories about when things went right... and when they went wrong. It's entertaining, informative, and doesn't put you to sleep. There are sections written by Dave and then sections that are written by Rachel. (Everytime I read a Dave section, I could hear his voice in my head... voice inflections and everything.)

I requested the hard copy of this book so that I would have it physically in my library to reference when I have children. It's not only a keeper, but one I plan to use. You should buy this book!

I received this book for free from the publisher through BookLook in exchange for an honest review.

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